Effective Date: April 16, 2025

Welcome to LCUK DIGITAL EXCHANGE LTD. These Terms and Services (“Terms”) govern your use of our website and digital payment services. By accessing or using any part of our platform, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Company Information

LCUK DIGITAL EXCHANGE LTD
128 City Road, London, United Kingdom, EC1V 2NX
Phone: +44 7459 176710
Email: helpdesk@lcuk.exchange

2. Services Offered

We provide smart, secure, and scalable digital payment solutions including:

• Bill Payments

• Split Payments

• Onsite Payments

• Secure Transactions

• E-Wallet Services

• Personalized Payment Support

These services are available to individuals, businesses, and organizations, subject to compliance with applicable laws and our internal policies.

3. User Responsibilities

By using our platform, you agree:

• To provide accurate, up-to-date, and complete information

• To use our services only for lawful purposes

• Not to engage in fraudulent or unauthorized transactions

• To maintain the confidentiality of your login credentials

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Payment Terms

All transactions processed through our platform are encrypted and secure.
You agree:

• To authorize payment for any services requested

• That all sales and transaction fees are final and non-refundable unless stated otherwise

• To ensure sufficient funds are available for successful processing

5. Data Privacy

We take your privacy seriously. Please review our Privacy Policy to understand how we collect, use, and protect your information.

6. Intellectual Property

All content, trademarks, and technology on our platform are owned or licensed by LCUK DIGITAL EXCHANGE LTD. You may not copy, reproduce, or redistribute any part of our website or services without our prior written permission.

7. Limitation of Liability

We strive to provide reliable, uninterrupted services but do not guarantee that our platform will always be error-free or accessible.

To the fullest extent permitted by law, LCUK DIGITAL EXCHANGE LTD is not liable for:

• Any indirect, incidental, or consequential damages

• Loss of data or profits

• Service interruptions due to third-party failures or unforeseen circumstances

8. Termination

We reserve the right to terminate or suspend access to our services, at our sole discretion, for any breach of these Terms or for conduct that we believe is harmful to our users or the company.

9. Modifications to Terms

We may update these Terms at any time. You will be notified of significant changes via email or our website. Continued use of the services after changes are posted implies your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes arising shall be subject to the exclusive jurisdiction of the courts located in London, United Kingdom.

11. Contact Information

If you have any questions about these Terms, please contact us:

LCUK DIGITAL EXCHANGE LTD
128 City Road, London, EC1V 2NX
Phone: +44 7459 176710
Email: helpdesk@lcuk.exchange